Florida Living Essentials – For New Residents and Native Floridians

Florida Living Essentials – For New Residents and Native Floridians alike

1) Weather readiness

• Have a simple hurricane plan (where to go, how to secure patio furniture, how to fuel/charge).

• Keep storm basics: water, nonperishables, battery packs, flashlights, first-aid kit.

• Ask your Florida realtor for local county emergency resources and evacuation info.

2) Insurance 101

• Many Florida homes qualify for insurance credits (roof shape/age, shutters, impact windows).

• Not all Florida homes need flood insurance; your agent can check flood maps and elevation.

• Budget for wind mitigation upgrades over time—they can reduce premiums and add safety.

3) Home features that pay off in Florida

• Durable roofs (metal, newer shingles), impact windows/doors, quality HVAC with good SEER ratings.

• Shaded outdoor spaces, screened lanais, and storage for water toys.

• Pest prevention services and routine yard maintenance keep your home happy.

4) Daily life in Citrus County

• Farmers’ markets, community events, and spring-fed adventures make weekends easy.

• Short drives to Tampa/Ocala gains you airports, sports, concerts, and shopping—while coming home to calm. Orlando is also a short drive away for all things Disney.

Schools, Work, and Connectivity

• Schools: Ask your Florida realtor for boundary info and local parent groups for first-hand perspectives.

• Commuting & remote work: Many newcomers to Citrus County work hybrid or fully remote. Confirm your internet options by neighborhood—service can vary near rural pockets.

• Healthcare: Map out local clinics, urgent care, and hospitals near your target neighborhoods.

Cost of Living & Budget Tips

• Home purchase: Prices in Citrus County often provide more space per dollar than big metros. Waterfront and new builds will command premiums.

• Utilities & HOA: Ask for average utility bills and HOA dues when comparing communities.

• Taxes: Florida’s homestead exemption and portability (when applicable) can reduce taxes—timing and filing matter, so mark your calendar after closing.

• Insurance: Shop multiple carriers; a local broker who knows the Citrus County market can be invaluable.

Ready to Explore Citrus County? Work with a Local Realtor.

Relocation is smoother with a partner who knows the neighborhoods, vendors, and paperwork inside and out. If Citrus County—from Crystal River to Homosassa to Inverness—sounds like your kind of Florida, let’s connect. I’ll create a tailored home search, walk you through Florida-specific insurance and inspections, and coordinate everything from virtual tours to closing.

Call/Text: (352) 464-5652
Email: MelyndaColletteRE@gmail.com
Your Citrus County Realtor® for Stress-Free Relocation