The Smart Relocation Timeline (Florida Edition)
60-90+ days before your move
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Get pre-approved with a Florida-based lender (insurance and taxes vary by county).
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Meet virtually with your Citrus County realtor to define must-haves (commute, schools, water access, HOA/no HOA, yard size).
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Shortlist neighborhoods and request sample listings + comps to learn pricing patterns.
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Research insurance early (wind, flood where applicable, and homeowners). Ask your realtor for trusted local brokers.
30–45 days out
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Schedule virtual showings or an in-person “power tour” weekend.
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Make offers with local comps and discuss negotiation norms (closing costs, inspections, timelines).
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Book inspections: general + 4-point/wind mitigation as advised.
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Get quotes for movers, utilities, and internet (ask about rural vs. in-town options).
2–3 weeks before move
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Set up utilities and trash service for Day 1.
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Line up insurance binders (home, flood if required).
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Final walk-through checklist with your realtor—confirm repairs, receipts, permits.
Move-in week
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Change your address and register vehicles.
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If making Citrus County your primary residence, ask your realtor about homestead exemption steps after closing.
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Meet the neighbors—Florida folks are friendly!
Are you ready to get serious with your move to Florida?
Give me a call today and I am happy to discuss all the ins and outs of moving to Florida.
Melynda Collette, Realtor
(352) 464-5652
MelyndaColletteRE@gmail.com